Commercial Truck Insurance in Pennsylvania

If you have your own trucking business, insurance is mandatory. Commercial truck insurance is important to have because it protects your truck against damage resulting from an accident. We offer customized packages here at Bethlehem Truck LLC in Bethlehem, PA. Our goal is to ensure that the coverage and policy you choose amounts to what you need.

Commercial Truck Insurance Requirements

Pennsylvania does require that all commercial trucks be insured. Your policy must contain the following minimum liability limits:

  • Liability insurance (general freight) for $750,000
  • Liability insurance (oil transport) for $1,000,000
  • Liability insurance (hazmat) for $5,000,000
  • Liability insurance (household goods) for $300,000
  • Cargo insurance (all carriers) for $5,000 for each vehicle

If you cross state lines with your truck, the requirements will differ.

Commercial Truck Insurance Options

Here's what commercial trucking insurance covers:

  • Primary liability: This won't protect your trucks, but it will cover damages an employee causes while operating a commercial truck.
  • Physical damage: While this is optional, it is highly recommended since it covers repair or replacement expenses for any commercial truck that has sustained damage.
  • Motor truck cargo: This covers debris removal, stolen goods, and much more.
  • Medical payments: This provides protection for any of your drivers who are injured following an accident. It covers medical expenses for both the driver and passengers.
  • Uninsured/underinsured: This policy will protect you if a driver hits your truck and doesn't have insurance. It will cover repair expenses as a result of the accident.

Get a Quote

For all commercial truck insurance quotes, give Bethlehem Truck LLC a call. We are located in Bethlehem, PA. Trucking insurance is necessary as it covers risks that may occur while your employees operate your commercial vehicles. Our agents will help you choose a policy that benefits your trucking company.

Request a Quote