Month: December 2023

Road safety is a constant concern for all commercial trucking firms. Despite taking all the necessary precautions, vehicle accidents can still occur. Commercial truck insurance should protect transportation outlets from potential lawsuits following a vehicle accident. Bethlehem Truck LLC in Bethlehem, PA can assist with creating a policy that suits everyone’s needs. 

Here are three important coverage options for a commercial truck insurance policy:

General Liability Coverage

Adding general liability coverage to an existing commercial truck insurance policy will protect a company from its driver’s actions en route to its final destination. It could be an unexpected mishap at a truck stop, a road accident with another vehicle, or product damage occurring while unloading at the final destination. All are covered under the general liability portion of the insurance policy.

Commercial Truck Cargo Coverage

Transporting cargo across state lines requires more extensive commercial truck insurance. Cargo coverage removes any threat of financial demise from hauling freight long-distance. The coverage pays for all damage to the cargo if the truck is involved in a road accident. Also, the policy protects the trucking firm if the contents are stolen during a break from traveling on the road. Cargo coverage is an excellent addition as a commercial truck driver travels a great distance in a year.

Owner Operator Coverage

Adding owner-operator coverage to an existing commercial truck insurance policy is wise. It is mandatory coverage for truck drivers who work under a permanent lease agreement with a commercial truck firm. Usually, the leasing agreement will stipulate what commercial truck insurance coverage is required before a driver can get behind the wheel. Typically, owner-operator coverage pays for injuries and damage to other people and their personal property if you are at fault for the accident.

Consult With Us

Commercial truck drivers face unique challenges while traveling throughout the country. A trucker needs insurance coverage that guarantees their arrival without delay. Bethlehem Truck LLC in Bethlehem, PA can create a policy to protect your commercial trucking needs. Call and schedule an appointment today.