Month: February 2024

A Comprehensive Guide to Trucking Business Insurance Coverage

Securing comprehensive insurance coverage is critical if you’re managing trucking operations in Bethlehem, PA. As an owner-operator or simply the owner, it’s important to have a strong defensive line in case of any mishaps. One frequently asked question we get at Bethlehem Truck LLC is, "Does commercial insurance include liability coverage?"

Getting To Know Commercial Insurance

Commercial insurance in the trucking industry is designed to safeguard businesses against possible losses following vehicle incidents. While it offers numerous options for trucking firms, standalone liability coverage isn’t inherently offered. This is why evaluating your basic commercial policy carefully is important, ensuring it encompasses all the coverage you require.

Why You Need Liability Coverage

Liability coverage, an optional addition to your commercial policy, is considered a necessity by many trucking firms. At Bethlehem Truck LLC, we strongly recommend this option as it protects the actions of your drivers while engaging in work activities on behalf of your firm.

The Landscape of Transportation Mistakes

In the trucking industry, a multitude of mishaps can occur, including:

• Vehicle collisions
• The property damage
• Products being damaged
• Incidents at truck stops

These are common incidents that could arise while truck drivers are performing their duties.

For detailed information on what your commercial policy covers and what it may exclude, contact Bethlehem Truck LLC. We can help ensure your coverage includes all your needs, including liability, cargo coverage, owner/operator protection, and much more.