Category: Auto Insurance

Autonomous Trucking Insurance in Bethlehem, PA

If you’re a resident or considering shifting to Bethlehem, PA, understanding the state laws about vehicle coverage requirements should be on your to-do list for safeguarding your truck.

Pennsylvania’s Minimal Auto Insurance Requirements

Bethlehem, PA motorists are mandated by state law to carry liability insurance. This includes $15,000 for bodily injury per individual, totaling up to $30,000 for bodily injury per accident, and $5,000 for property damage per accident. First-party medical benefit liability coverage should be at least $5,000 per person. Pennsylvania, renowned as the Keystone State, is officially a no-fault state regarding auto insurance. This stipulation implies that your coverage extends to your injuries in the event of an accident, thereby guaranteeing immediate medical treatment after a mishap.

Exploring Other Coverage Options

While basic insurance policies meet legal requirements, they don’t provide comprehensive coverage that you may need. A basic package won’t cover if your truck gets stolen, vandalized, or damaged in natural disasters. Furthermore, it won’t extend to any valuable items being transported in your vehicle. For extensive insurance that covers all uncertainties, consider consulting an insurance agency to delve into an auto insurance policy tailored to your needs.

Bethlehem Truck LLC: Your Trusted Partner

At Bethlehem Truck LLC, a community-focused, minority-owned business, we’re committed to meeting Bethlehem, PA drivers’ needs. Contact us for commercial or personal auto insurance queries, policy quotes, or to examine various insurance policy options.

The new year is a great time to evaluate and update all kinds of things in your life, and one of those should be your auto insurance policy. If you’re in the Bethlehem, PA area, Bethlehem Truck LLC can help you get the policy you need. Our agents are committed to making sure you’re properly protected and that you have quotes from different insurers so you can choose the right one for your specific situation. Not only does that increase protection, but it can improve your peace of mind, too.

Auto Insurance Policy For The New Year

New auto coverage in the new year is important when you want to make updates, experience a fresh start, or even just review what you’ve had in the past and make sure it’s still working properly for you. You might also be thinking about upgrading your vehicle and want to make policy changes that will reflect that. No matter the reason for more or different auto coverage, the best way to get what you need is through an agent who will listen to your concerns and answer your questions.

You’ll be getting coverage you can rely on, along with an advocate you can work with if you need to make a claim or any adjustments in the future. That’s a great way to start out the new year and move forward with confidence. You don’t have to settle for confusing policies and subpar coverage options when you have our knowledgeable professionals to help.

We Are Here To Help

Get in touch with us at Bethlehem Truck LLC today if you’re in the Bethlehem, PA area and looking for the right auto insurance coverage for all your vehicle needs. A brand new year is an excellent time to get a new policy, so you can feel confident that you have the security and protection you deserve.

Basic auto insurance is the mandated amount that the state of Pennsylvania requires you to have on your vehicle. In Bethlehem, PA, it is 15/30/5 which is all liability coverage. At Bethlehem Truck LLC we make sure that our customers have all the required auto coverage and also discuss the other options that are available. 

Basic auto insurance covers damage to the vehicle of the other driver in an accident you cause and also pays for medical expenses of the driver and passengers in the other vehicle. That is very important coverage but what about your vehicle? Chances are you need your vehicle to be able to carry out the basic activities that are necessary every day. If you need to get it fixed or replaced you require additional coverage. You will also need additional coverage if you have a lease or a loan on your vehicle. 

More Than The Basic

Collision

If your vehicle is damaged in an accident, you need collision coverage if you are responsible or if you are hit-and-run. Collision coverage has a deductible that you determine when you choose your policy, and this needs to be met first. 

Comprehensive

If your vehicle is stolen, it is comprehensive insurance that will replace it. If a deer runs in front of your vehicle and damages it, this is covered by comprehensive coverage. It also covers a few different types of weather damage like hail, wind, flood water, and more. Glass coverage is included as part of comprehensive coverage. All of these have a deductible. If you add total glass to your coverage, it takes away the deductible for the glass replacement. 

Reach Out To Us

Looking for insurance in the greater Bethlehem, PA metroplex? Contact our office at Bethlehem Truck LLC. We are independent insurance agents who work for our customers to make sure you have all the coverage you need.